Why the Rich Are Getting Richer and the Poor Poorer, Robert Reich Essays

Why the Rich Are Getting Richer and the Poor Poorer, Robert Reich Essays Why the Rich Are Getting Richer and the Poor Poorer, Robert Reich Paper Why the Rich Are Getting Richer and the Poor Poorer, Robert Reich Paper Why Do The Rich Become Richer and The Poor Poorer? In this world, there are two types of people are living: Poor and rich. Country, company, organization and individual are attempting to be rich than other. We may observe the lifestyle of our society, country or person or friend. We attain differ each other because of money or wealth. Today , every person are talking about own or others wealth. More books such as one by Robert Reich are written and printed or digitiged about this topic. Robert Reichs perspective Robert Reich in his work â€Å"Why the Rich Are Getting Richer and the Poor, Poorer† discusses the issues surrounding the rich becoming more affluent and the poor languishing in poverty hence the reason why the economy continues to worsen. According to the author, what people do in the world depicts the positions they will partake. He uses three examples to explain this situation. These are routine producers, in-person servers and symbolic analysts. He describes routine producers as those who work in the manufacturing industries and these people are poor because they are not members of any unions, they are paid very low wages and they are constantly replaced by technological machines. Robert Reich uses the examples of rising and falling of boats due to tides to explain the differences that exist between the rich and the poor.Companies and education play a big role in the increasing gap between the rich and the poor. In contemporary America, those who are educated continue to prosper while those who lack basic education are disadvantaged when it comes to employment opportunities. Companies are opting to employ workers from over seas because it is cheaper to pay them. The in-person servers’ boat is also sinking because their position is threatened by the routine producers. In-person servers are those who are in the personal service industry. Routine producers who cannot find employment are increasingly becoming in-person servers and this poses a threat to the availability of employment opportunities for in-person servers.These routine producers include immigrants and school dropouts. Moreover, the reasons why routine producers join the in-person server world are technological advancements and lack of working benefits. In addition, the symbolic analysts continue to become wealthy because their clients are wealthy. Their business includes selling valuable information to their clients especially about money matters. The writer concludes that the economy of the country does not depend solely on its citizens but on the whole world. Robert Reich denotes that routine producers will soon be faced out of the employment industry. This is given by the fact that more companies are embracing technology in production therefore buying machinery instead of using labor. In addition, these companies are establishing themselves in developing countries where they will pay workers less than the minimum wage. This is strategy used by the rich to maintain and increase their wealth within and without America. Given by these two factors, routine workers in America remain unemployed and poor and as a result, the gap between the rich and the poor will continue to widen. My thoughts on why the rich are getting richer and the poor poorer In my opinion, there is a reason why â€Å"the rich become richer and the poor become poorer†. It’s not because of a disparity or unfairness in society, and it’s not just luck. It’s not limited government, and it’s not more government. There is really only one reason that rich people tend to increase their wealth and poor people don’t. It’s because successful people take advantage of a principle (whether they know it or not) that eludes the â€Å"unsuccessful†.

Major General James H. Wilson in the Civil War

Major General James H. Wilson in the Civil War James H. Wilson - Early Life: Born September 2, 1837 in Shawneetown, IL, James H. Wilson received his education locally before attending McKendree College.   Remaining there for a year, he then applied for an appointment to West Point.   Granted, Wilson arrived at the academy in 1856 where his classmates included Wesley Merritt and Stephen D. Ramseur.   A gifted student, he graduated four years later ranked sixth in a class of forty-one. This performance earned him a posting to the Corps of Engineers.   Commissioned as a second lieutenant, Wilsons initial assignment saw him serve at Fort Vancouver in the Department of Oregon as a topographical engineer.   With the beginning of the Civil War the following year, Wilson returned east for service in the Union Army. James H. Wilson - A Gifted Engineer Staff Officer: Assigned to Flag Officer Samuel F. Du Pont and Brigadier General Thomas Shermans expedition against Port Royal, SC, Wilson continued to serve as a topographical engineer.   Taking part in this effort in late 1861, he remained in the region in the spring of 1862 and aided Union forces during the successful siege of Fort Pulaski.   Ordered north, Wilson joined the staff of Major General George B. McClellan, commander of the Army of the Potomac.   Serving as an aide-de-camp, he saw action during the Union victories at South Mountain and Antietam that September.   The following month, Wilson received orders to serve as the chief topographical engineer in Major General Ulysses S. Grants Army of the Tennessee. Arriving in Mississippi, Wilson aided Grants efforts to capture the Confederate stronghold of Vicksburg.   Made inspector general of the army, he was in this post during the campaign that led to the siege of the city including the fighting at Champion Hill and Big Black River Bridge.   Earning Grants trust, he remained with him in the fall of 1863 for the campaign to relieve Major General William S. Rosecrans Army of the Cumberland at Chattanooga.   Following the victory at the Battle of Chattanooga, Wilson received a promotion to brigadier general and moved north as chief engineer of Major General William T. Shermans force which was tasked with aiding Major General Ambrose Burnside at Knoxville.   Ordered to Washington, DC in February 1864, he assumed command of the Cavalry Bureau.   In this position he worked tirelessly to supply the Union Armys cavalry and lobbied to equip it with fast-loading Spencer repeating carbines. James H. Wilson - Cavalry Commander: Though an able administrator, Wilson received a brevet promotion to major general on May 6 and command of a division in Major General Philip H. Sheridans Cavalry Corps.   Taking part in Grants Overland Campaign, he saw action at the Wilderness and played a role in Sheridans victory at Yellow Tavern.   Remaining with the Army of the Potomac for much of the campaign, Wilsons men screened its movements and provided reconnaissance.    With the beginning of the siege of Petersburg in June, Wilson and Brigadier General August Kautz were tasked with conducting a raid into General Robert E. Lees rear to destroy key railroads that supplied the city.   Riding out on June 22, the effort initially proved successful as over sixty miles of track were destroyed.   Despite this, the raid quickly turned against Wilson and Kautz as attempts to destroy the Staunton River Bridge failed.   Harried east by Confederate cavalry, the two commanders were blocked by enemy forces at Reams Station on June 29 and were forced to destroy much of their equipment and split up.   Wilsons men finally reached safety on July 2.   A month later, Wilson and his men traveled north as part of the forces assigned to Sheridans Army of the Shenandoah.   Tasked with clearing Lieutenant General Jubal A. Early from the Shenandoah Valley, Sheridan attacked the enemy at the Third Battle of Winchester in late September and won a clear victory. James H. Wilson - Back to the West: In October 1864, Wilson was promoted to major general of volunteers and ordered to oversee the cavalry in Shermans  Military Division of the Mississippi.   Arriving in the west, he trained the cavalry that would serve under Brigadier General Judson Kilpatrick during Shermans March to the Sea.   Rather than accompany this force, Wilson remained with Major General George H. Thomas Army of the Cumberland for service in Tennessee. Leading a cavalry corps at the Battle of Franklin on November 30, he played a key role when his men repulsed an attempt to turn the Union left by noted Confederate cavalryman Major General Nathan Bedford Forrest.   Reaching Nashville, Wilson worked to refit his cavalry before the Battle of Nashville on December 15-16.   On the second day of the fighting, his men delivered a blow against Lieutenant General John B. Hoods left flank and then pursued the enemy after they retreated from the field. In March 1865, with little organized opposition remaining, Thomas directed Wilson to lead 13,500 men on a raid deep into Alabama with the goal of destroying the Confederate arsenal at Selma.   In addition to further disrupting the enemys supply situation, the effort would support Major General Edward Canbys operations around Mobile.   Departing on March 22, Wilsons command moved in three columns and met light resistance from troops under Forrest.   Arriving at Selma after several skirmishes with the enemy, he formed to assault the city.   Attacking, Wilson shattered the Confederate lines and routed Forrests men from the town. After burning the arsenal and other military targets, Wilson marched on Montgomery.   Arriving on April 12, he learned of Lees surrender at Appomattox three days earlier.   Pressing on with the raid, Wilson crossed into Georgia and defeated a Confederate force at Columbus on April 16.   After destroying the towns navy yard, he continued on to Macon where the raid ended on April 20.   With the end of hostilities, Wilsons men fanned out as Union troops made an effort to capture fleeing Confederate officials.   As part of this operation, his men succeeded in capturing Confederate President Jefferson Davis on May 10.   Also that month, Wilsons cavalry arrested Major Henry Wirz, commandant of the of the notorious Andersonville prisoner of war camp. James H. Wilson - Later Career Life: With the end of the war, Wilson soon reverted to his regular army rank of lieutenant colonel.   Though officially assigned to the 35th US Infantry, he spent the majority of the final five years of his career engaged in various engineering projects.    Leaving the US Army on December 31, 1870, Wilson worked for several railroads as well as took part in engineering projects on the Illinois and Mississippi Rivers.   With the beginning of the Spanish-American War in 1898, Wilson sought a return to military service.   Appointed a major general of volunteers on May 4, he led troops during the conquest of Puerto Rico and later served in Cuba.    Commanding the Department of Matanzas and Santa Clara in Cuba, Wilson accepted an adjustment in rank to brigadier general in April 1899.   The following year, he volunteered for the China Relief Expedition and crossed the Pacific to combat the Boxer Rebellion.   In China from September to December 1900, Wilson aided in the capture of the Eight Temples and Boxer headquarters.   Returning to the United States, he retired in 1901 and represented President Theodore Roosevelt at the coronation of King Edward VII of the United Kingdom the following year.   Active in business, Wilson died at Wilmington, DE on February 23, 1925.   One of the last living Union generals, he was buried in the citys Old Swedes Churchyard. Selected Sources National Park Service: Major General James H. WilsonMr. Lincoln Friends: Major General James H. WilsonEncyclopedia of Alabama: Major General James H. Wilsonskidfadhe or

Evidence Essay Example | Topics and Well Written Essays - 1000 words

Evidence - Essay Example However, we had a minor misunderstanding on the day of the marriage and I refused to eat breakfast in the morning. But he forced food into my mouth and forced me to drink and choked my neck. After marriage his attitude started to change and he argued over issues big or small. Every time we argued he cursed saying that Ethiopians are poor, liars, thieves and whores. One day, after I finished preparing dinner at home, we agreed that I brew coffee and an argument started. And I told him I was not going to brew coffee the ceremonial way as we do in Ethiopia as this would take a lot of time and moreover, we were not in a good mood. He shouted ordering me to brew coffee and jostled me around. He pushed me into the kitchen and forced me to make coffee and forced me to prepare coffee. After I prepared coffee he ordered me to clean the kitchen right then. But, as I was forced to make the coffee, I refused to clean the kitchen and went to bedroom to sleep. He pulled me out of the bedroom and s at me in the corridor. I rose up and told him that I wanted to go to sleep. He laid my head on the floor of the corridor and poured cold ice water over my head. Again I rose up and wanted to go into the bedroom to sleep. He shouted and pushed me around me around and said that I am not permitted in the bedroom and that my place is in the bathroom. Eventually I went in and slept. On another day after grocery shopping, we wanted Injera. We went to an Ethiopia restaurant and ordered a carryout of Doro Wot and Kitfo. He started cursing saying that he is not being served timely because he is not an Ethiopian. I picked a flyer advertising a fashion show night and looked at it and he also did the same. He continued cursing saying â€Å"you whores, this tells you are whores†. I told him I have no interest in talking but he continued saying you beggars, you do not have anything to eat. Then I told him that I did not come because Ethiopia is poor and that I did not have anything to eat. I told him that I came to live a happy/peaceful married life with him. He continued his rough/rude ways and asked me to go back to my country. Finally the carry out was ready and we come home and as we prepared to eat he continued by saying, that Ethiopia is poor and that America gives millions of dollars to Ethiopia. He brought his laptop and as he talked started the internet. Then I said to him, you keep speaking badly about Ethiopia but I will fall back to my tradition. We Ethiopians do not argue while we are eating and I will not enter into conversation with you. When I said this, he snatched the food I was eating and dumped in into the garbage including his portion. He then went to the refrigerator and pulled out food and threw it in the garbage, He then asked me, â€Å"what else do you want me to throw into the garbage?† I told him that I never asked him to throw anything and to keep me out of this. Do you want me to take it out? He asked. I told him I have no say as I did not have any say when he threw the food away. Then he went and pulled out the packaged foods and put them in the sink. He took the Doro Wot and Kitfo out from the garbage. I went and sat by the sofa. He brought the Doro Wot and Kitfo and sat it by my foot and said, here eat it if you want. Then he picked the food including the hot pepper and started spreading it on my hair, my eyes, my face, my neck, my breast. I stood up to go to wash but he

What makes Sophocles's Antigone a paradigm of the very idea of tragedy Essay

What makes Sophocles's Antigone a paradigm of the very idea of tragedy - Essay Example Firstly, we should understand that the notion of tragedy concerns only a human being. This concept cannot be devoted to the natural phenomena. It can face various kinds of devastating disasters, but their consequences are evaluated as a tragic only in relation to their emergence in peoples lives. Tragedy always involves some conflicts in human relationships. It characterizes the irresolvable question, which always ends with the loss of some significant life values ​​for the participants of the conflict, or even the destruction of their personality. Every person is mortal. Moreover, any individual accepts it as a fact and does not consider it as a tragedy. Death is only one of the manifestations of life - the law of nature. Tragic conflicts arise when people fail in their truly human manifestations, asserting themselves as free and rational beings. The spiritual dimension of human life is the only arena in which the tragedy takes place. The works of Sophocles were based on the myths of ancient Greece. The play â€Å"Antigone† is often compared with the myth about Oedipus. The plot of the tragedy is not complicated. Its main character Antigone (the daughter of king Oedipus), despite the decree of Creon (the legitimate ruler of Thebes), performs funeral rites over the body of one of her fallen brothers Polynices, who led foreign troops to Thebes and betrayed the interests of his native city. As a result, Creon condemns Antigone to a painful punishment, commanding to immure her in one of the caves. Antigone refuses to accept such sentence and commits suicide. Antigones death entailed the suicide of her fiancà © Haemon (Creons son). His mother Eurydice could not stand the sorrow and dies as well. These misfortunes made Creon recognize his miserableness and humble before the gods. Sophocles developed the plot of the original myth, as it was necessary for the disclosure of the tragic actions. He did not paraphrase the

What is the Definition of Terrorism? :: Terrorist vs Freedom Fighter

The concept of terrorism is exceedingly difficult to define. Author Gerald Seymour first said in his book Harry’s Game that, â€Å"One man’s terrorist is another man’s freedom fighter†. Each individual may view terrorism in a different light. Because of this, there is currently no universal definition of terrorism. However in recent years, it has become increasingly more important to form a definition of terrorism, especially while working in the media. The word terror dates back to the French Revolution. â€Å"A terrorist was, in its original meaning, a Jacobin who ruled France during la Terruer† (Moeller 20). Terrorism has clearly become much broader in the years since its origination. Since the concept was first birthed in France it has been used for separatist, nationalistic, political and religious ends, etc. In the book â€Å"Packaging Terrorism†, author Susan Moeller states that, â€Å"the goal of terrorism is to send a message, not to defeat the enemy†. I think this is an incredibly important concept when one is trying to define terrorism. The goal of terrorism is more about inspiring fear. Terrorists do not generally target high-up government officials, but innocent civilians like those killed in September 11. When an act of terrorism is committed, the effect spreads beyond the victim. When members of Black September killed the Israeli athletes at the 1972 Munich Olympics, there were 11 victims of the attack. Black September’s target, however, was greater than just the Israeli athletes. They inflicted a worldwide terror. When defining terrorism, one must realize that the message is often the goal of the attack. The U.S. Department of State defines terrorism as, â€Å"The calculated use of unlawful violence or threat of unlawful violence to inculcate fear; intended to coerce or to intimidate governments or societies in the pursuit of goals that are generally political, religious, or ideological†. Whereas the Belgium Red Cross says that terrorism is committed â€Å"for the purpose of intimidating the population, forcing a third party to act or destablishing or destroying the fundamental structures of a country or of an international organization†.

Compare the Evidence of a Nordic Presence in the Americas

Compare the evidence of a Nordic presence in the Americas before the arrival of Columbus with the evidence of a West African presence during that period. It has been said by historians that the Nordics and the West Africans were in the Americas before Columbus arrived in 1492. Though evidence, such as oral sagas, tracing routes which it was said they took, artifacts, skeletal remains, among others, have been found to prove that they could have been present; there are still debates as to whether or not they actually came to the Americas before Columbus.Some believe that the evidence of the presence of the Nordics is more admissible than that of the West Africans. The Norse (also known as the Vikings) got their name from the language they spoke, ‘Old Norse’. They were originally from Scandinavian countries. It believed that they came to the new world for several reasons such as; the fact that it had a rich supply of salt to preserve their goods, they were explorers, the co untry they lived in, Greenland, soon became over populated and they experienced a great famine in 975. It is also believed that there was a political unrest between the cans in Northern Europe.There has been many pieces of evidence to support the theory that the Vikings were, in fact, present in the new world during the pre-columbian era. Some of the settements of the Vikings were found, still standing, such as ‘York’ and ‘Dublin’. There was not much written records on the Viking so most of their history was passed down orally through sagas, through which we first heard of their exploration into Europe and the Americas, there were two sagas which survived; these are the Greenlander’s Saga and The Saga of Erik the Red. The sagas claim that the Vikings interacted and traded with the native people that they found in the Americas.The sagas led to the finding of some substantial evidence such as the archaeological remains found in ‘Newfoundland†™ and there it was discovered that there was a Viking settlement in the town called ‘L’Anse aux Meadows’, in this town historians discovered that the Vikings did travel further south into the Americas and explored the land they spoke of in their sagas, Vinland. When they ventured further down into Vinland historians discovered butternut wood and butternuts, which were not native to the area so it is believed that the Vikings brought it there from further south (lands surrounding the Gulf of St.Lawrence). Other artifacts such as architectural structures, woodworking items, boat rivets and personal items were found in the region, which historians dated back to about AD 1000 with the use of scientific method. Another hard piece of evidence found in ‘Vinland’ was a Norse coin which was found off the coast of Maine and was dated back to between AD1065-1080 which suggests that there was interaction of these people and the indigenous peoples. This gave hi storians physical evidence that coincided with the oral sagas. All this evidence pre-dates European arrival by as early as 500 years.It is also believed that the West Africans came to the New World centuries before the arrival of Columbus. Ivan Van Sertima is one of many who argue that West Africans made contact with the new World before Columbus. According to Sertima the Africans travelled from the African coast from the north to the west and crossed the Atlantic. According to the famous Egyptian Scholar, Ibn Fadi Al-Umari, in 1342, there were two large voyages across the Atlantic Ocean, before Columbus’ voyage, both of these voyages were pioneered by one man, Mansa (king) Abubakari II. In the year 1311, Abubakari abdicated his thrown to Mansa Musa.Not a son of his son but in fact his brother. He (Abubakari) equipped 1000 of his ships with the finest men, sorcerers, physicians, sailors and navigators. Every ship had supply ship attached to it. The number of ships totalled 20 00. The other 1000 ships were loaded with foodstuffs, drugs, fruits and drinks to last his team for 2yrs. It was believed that Abubakari arrived on the other end of the Atlantic in the year 1312. Proof of the Malian expedition can be noted in the names given to places in Haiti as the Malians renamed places after themselves. Examples of such are Mandinga Port, Mandinga Bay and Sierre de Mali.It is said that the African mariners that came to the western hemisphere were looking for trade and knowledge of what lied beyond their coasts. They brought with them flora and fauna, cloth, their scientific knowledge, technology and the arts. Modern experiments have shown that the ancient African boats could have made the journey across the seas to the new world as they were strong enough. Boat builders in Central Africa’s Lake chad made a papyrus craft that was sailed from North Africa to Barbados in eastern Caribbean in 1969, there were similar journeys that showed that even the small b oats could with have survived these crossings.Some of the evidence that the West African’s were in fact present in the region before Columbus’ arrival are; the linguistic continuities in the region, an example of this is when it was recorded that the indigenous peoples referred to the Africans as ‘guanine’ which was the first piece of evidence that west Africans were in the region, it, however, was not seen as strong enough by many historians to hold up such a theory. There were no written evidence that they were there, it could be assumed that they could have been lost, or destroyed as it was seen that the Europeans were not always tolerant of these other cultures in their explorations.History has recorded some incidents where the writings of natives and precious metals and gems were destroyed (in the case of the precious metals and gems, they were used or melted down) by the Europeans when they came to the land of the natives, as they saw some of these a s pagan items. Another piece of evidence found by historians were the archaeological remains that were found, the age of these remains were dated back according to how deep the archaeologist had to dip for it.The successive layers of dirt only built up over time, so the archaeologists knew the date of the dirt layer then the date of the artifacts to the layer which was found. Additional evidence that supported the thesis that both these cultures came in contact came from clear evidence of the facial features of the images and figures, which were done using various materials such as clay, gold and copper that were found in the relics which were dug up.The images and figures found in the relics were unmistakably inspired by an African as the phenotypical and cultural characteristics were clearly of an African origin, this could be told by â€Å"†¦their colouration, the fullness of lip, prognathism, scarification, tattoo markings, beards, kinky hair, generously fleshed noses, and even in some instances, identifiable coiffures, head kerchiefs, helmets, compound earrings†¦Ã¢â‚¬  (Sertima 1976). † Also, there were huge head sculptures which were discovered in the Central and South America that also had African features.Skeletal remains which belonged is believed to have belonged to Africans were found. Further evidence is seen in the religious rituals of the people in Mexico, as their gods and ceremonies are closely modelled to those of the African society. Also, the use of shells as currency rather than just symbolic items and also the botanical continuities such as the presence of species of African origin, for example; banana, jack bean, yam and others. Other evidence which came directly from the natives themselves when they explained to the Europeans that they â€Å"received an alloy called guanine’ from the Africans†, the alloy which they spoke of consisted of a mix of precious metals. It was also noted that some of the artifacts of the natives which Columbus collected, such as the cloths used by the natives closely matched the weave, colouration and style of cloths used by African communities in Guinea. An explorer, Balboa, also recorded that he came across scattered groups of people who looked very much like Africans in regions that he had ‘discovered’.This shows that the Europeans themselves came across Africans in the region. There is also the scientific evidence (oceanography) which points to the fact that the Africans were very capable of getting to the new world before Columbus, The Atlantic World’s coastline was linked to the African coastline by the ocean currents which moved between the two areas, which meant that the Africans who were seen in the Americas would not have had any problems using these ways to make their way to the new world.In both cases, as relating the presence of the Nordics and the west Africans in the western hemisphere before Columbus, the main problem is t he fact that there are not much written accounts by the people themselves, and so it is easy to call the evidence inadmissible as in the world today facts are based on what is written in the books.There is, however, more admissible evidence for the Nordics as it relates to how they got the western hemisphere as there route can be traced easily, though it is said that the Africans got to the western hemisphere using Pacific current known as the Kouro-Siwo and the Equatorial currents of the Atlantic Ocean. In both case, settlements were uncovered, and evidence of things they left behind such as flora and fauna, personal items among other things.It can be said that though there was not much written accounts of their presence, there is sufficient evidence that they had, indeed, been present in the Americas in the pre-columbian era.BIBLIOGRAPHY Africaspeaks. com Bornblackmag. org Campbell, John and Heather Cateau. History for the Caribbean in the Atlantic World. Ghanaweb. com Shepherd, V erene Liberties Lost. Cambridge University Press, United Kingdom, Worker. org

Bankruptcy Among Youth - 5014 Words

1.0 INTRODUCTION Young generation is an important asset to developing country like Malaysia since they will continue to achieve the vision and mission of Malaysia. They need to be survived and struggle in order to be useful to this country. However, Malaysian youth are becoming increasingly reckless with spending especially by the convenience offered by credit card. It is due to the desire to purchase everything that they want making them easily to involve with the loan. As the result, many youth where below than age 30 were involves with bankruptcy. According to Credit Counseling and Management Agency in New Straits Times (2011), an average of 41 Malaysians are declared bankrupt daily, with the majority failing to make repayment for car†¦show more content†¦The researcher will selects the respondents among the students of UiTMArau that have different attitude toward bankruptcy issues by distributing questionnaire and gather the information by using several related resources. 5.0 THE RELEVANCE OF THE STUDY 5.1 To the Researcher The researcher will get experience on how to deal with the real situation as they will have to develop questionnaires and distribute it to the respondent as well as further understanding on factors that contribute to the bankruptcy. 5.2 To the UiTM Perlis It can be used to increase awareness on bankruptcy among students, lecturers and staff inUiTM Perlis. 5.3 To the Faculty With this study, the collection of project paper can be added in the faculty as it is useful for future reference as well as help other students to gather information and make as references for findings from past research. 6.0 LITERATURE REVIEW 6.1 Conceptual Discussion 6.1.1 Bankruptcy Bankruptcy can be defined as someone who has officially declared that he cannot pay what he owes. In Malaysia, the minimum amount of outstanding debt amount to initiate bankruptcy is RM30 000 (Insolvency Department of Malaysia, 2012). According to BERNAMA (2010), this problem was happen due to several reasons such as becoming guarantors, failing to settle credit card payments, scholarships or education loans. Those factor have been supported by HemananthaniSivanandam (2010) which said theShow MoreRelatedBankruptcy Among Youth1748 Words   |  7 Pages1.0 Introduction Bankruptcy becoming the issues toward many youth nowadays. The worst is the bankruptcy was involves with many youth where below than age 30. According to Credit Counselling and Management Agency in New Straits Times (2011), an average of 41 Malaysians are declared bankrupt daily, with the majority failing to make repayment for car purchase loan. In short, the problem of bankruptcy among youth has to be taken seriously. 2.0 Problem Statement Statistics by the AKPK indicated thatRead MoreThe Assessment Of Yakima County1562 Words   |  7 Pages Yakima County is geographically very unique. The county is located in south central Washington State among seven neighboring counties. Its geography consists mainly of rolling foothills and fertile valleys. Agriculture is the main producer in the county’s economy and, according to the Yakima county economic profile, Yakima is the second largest county in Washington state at 2.75 million acres. Concerning health in Yakima County there are three major issues that stand out. The percentage of peopleRead MoreThe Affects of the United States Economy1195 Words   |  5 Pagesup after a sluggish 18 months (Mississippi Business Journal, p.7). Consumer spending had a tremendous grow since the recession started. One of the areas that consumers are spending their money in is the youth furniture department. According to Furniture-Today (2008), â€Å"Consumer spending for youth bedroo m furniture is expected to grow by 23.5% in the next five years, with sales to reach $6.3 billion by 2012.† In conclusion, our small and big business are starting to see the light at the end of theRead MoreEssay on Casinos1252 Words   |  6 Pagesbanks but will rarely admit that it is for gambling. They will borrow theirselves into bankruptcy. In South Dakota, the state has experienced increases in chapter seven bankruptcies. But personal debt is by far not the only problem for compulsive gamblers. In the same two years the bankruptcy increased in South Dakota, the number of divorces increased nearly 6 percent. Also, child abuse and neglect are high among the crimes that compulsive gamblers commit. A study of the impact of casino gambling onRead MoreHeathcliff Character Analysis1700 Words   |  7 Pageshim to elevate himself from humble beginnings daily the fame of a rich gentleman, however his want everyday revenge himself for Hindley’s abuse and Catherine’s betrayal leads him into a twisted life of cruelty and hatred; Catherine is day-to-dayrn among her love for Heath cliff and her desire every day be a gentlewoman, and her choice every day marry the genteel Edgar Lindailyn drags nearly all of the novel’s characters inday-to-day struggle with Heathcliff The regular emphasis on landscape in theRead MoreStudent Debt And Its Effects On Students847 Words   |  4 Pagesenormous, far larger than credit card debt. It s a trap for the rest of your life because the laws are designed so that you can t get out of it. If a business, say, gets in too much debt, it can declare bankruptcy, but individuals can almost never be relieved of student debt through bankruptcy. This compelling statement was made by American activist, linguist, journalist and philosopher, Noam Chomsky. On the topic of student debt, I realize that it is by far one of the most largest and most considerableRead MoreHuman Rights During World War I And II909 Words   |  4 Pagesunderstanding from person to another, even if they live in the same region and under the same circumstances. During world war I and II, there were enormous losses of human life and rights such as discrimination, intolerance, injustice, oppression (Youth for Human Rights International, 2001). 10,000 ye ars in the past, some slaves were an essential part in people s civilization such as Greece, Rome, Medieval Europe and West Africa. The buyers made the slaves do anything they wanted, to clean, to cookRead MoreCauses Of Homelessness1405 Words   |  6 Pagesfor people who had mental illnesses, it is such a huge challenge to get back to their normal lives. Many studies have reported that the prevalence of mental illness and cognitive disability is higher among homeless individuals compared to the general population, and the rates of mental illness among the homeless population have recently increased. In the article â€Å"Causes of homelessness prevalence: Relationship between homelessness and disability†, the author compares the causes of homelessness andRead MoreThe Great Depression and Unemployment: Discussion Questions1271 Words   |  5 Pagescountries. Among various other reasons, economists, researchers, and historians cite the Black Tuesday (October 29, 1929) as the biggest cause of the Great Depression. It was the day on which the stock market crashed. A massive number of individuals, business corporations, and banking companies had invested huge amounts in stocks. In order to survive from heavy loss, everyone hurried to sell its stocks, but there were no buyers. The banks went bankrupt and further increased panic amon g individualsRead MoreThe Rising Costs Of Formal Education1649 Words   |  7 Pages American youth have more pressure to get a good education than ever before, but at what price? The cost of education is at an all time high and rising every year. Many Americans are struggling with a large amount of student loan debt weather they graduated with a degree or not. The only way to secure the future of students today is to invest in the students themselves rather than investing their money into the corporate market. By preparing students for higher education and providing financial